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Rural Businesses 

Programs for Rural Businesses

USDA funding programs the U.S. Department of Agriculture offers many programs and funding options throughout different categories for those small businesses in rural areas. These programs can be found directly through the USDA website. 

Local Assistance:  Talk with your city/county to find more programs or funding in your local area

Funding Options 

  • 7(a) Loans: SBA loan program that offers funding for small businesses for short or long-term capital, expenses, and could be used for real estate in a business purchase. Funding amounts are provided up to $5 million.

  • 504 Loans: Long-term funding made for small businesses at a fixed rate up to $5 million. This program is allowed for the purchase or construction of existing buildings/land, long-term machinery or equipment and new facilities. 504 loans can be found through Certified Development Companies (CDCs) via the SBA.

  • Capital Access Center (CAC): The CAC, part of the Kansas SBDC, is a consulting service to small business owners needing Capital (Loans, Lines of Credit, etc) or that have "Ask a Banker" type of questions that they would feel more comfortable asking the experienced staff at the CAC vs asking their own bank.

  • 8(a) Business Development Program: Federal program done to provide contracting and assistance for Small Disadvantaged Businesses and gives access to business development through training, consulting, marketing, and technical assistance. 

  • SBA Mentor-Protege Program (MPP):  The SBA program that allows small businesses to partner (protege) with an experienced business (mentor) to guide proteges through business development. Check for eligibility​​

  • HUBZones Program: Federal program to aid small businesses located in historically underutilized business zones. If eligible, small businesses are able to set-aside contracts made specifically for HUBZone business, as well as a 10% price evaluation preference to contract competitions. 

Other Resources 

  • Start Small Think Big program: Start Small Think Big is a non-profit that aids small businesses through legal, financial, and marketing services. Start Small Think Big reaches out to all types of small businesses from minority-owned to veterans.  

Recommended Videos

Agricultural Sales & Use Tax Workshop

This workshop will cover how sales and use tax apply to agriculture businesses.

Presented by Carl York, tax specialist, Kansas Dept of Revenue

Courtesy of Kansas SBDC                                                   

 Ag Producers: How to Sell Your Meat Direct to Consumers

Join for a one hour deep dive into everything it takes to get the meat from the animals you raise into the hands of local consumers

Presenters:  K-State Extension along with Kansas SBDC at Pittsburg State

Courtesy of Kansas SBDC at Pittsburg State                                                                                                                        

Video Length 1:03:43

From our Capital Access Center, the Streamlined Business Plan for Raising Funds is a 5-page document that covers the major items needed to complement Financial Projections when working with a Lender.  You can find the Streamlined Business Plan Template & other helpful Loan resource tools at https://www.capitalaccesscenter.com/forms

Presenter:  Randy Robinson, Regional Director, Kansas SBDC at Pittsburg State University

Courtesy of Kansas SBDC                                          

Funded in part through a Cooperative Agreement with the U.S. Small Business Administration.